Step 1. Student -> CITIC Bank第 1 步：学生 -> 中信银行Student applies for a transfer account, deposits funds and signs transfer management agreement with CITIC (minimum deposit of RMB150k per annum).学生申请转账账户，存入款项，并与中信银行 (CITIC) 签订转账管理协议（最低存款额为每年 15 万人民币）。
Step 2. Student -> INZ第 2 步：学生 -> 新西兰移民局Student submits completed student visa application including CITIC FTS registration certificate to INZ.学生向新西兰移民局递交完整的学生签证申请，包括中信银行留学专用账户 (CITIC FTS) 登记证明。
Step 3. Student -> ANZ Bank (account opening)第 3 步：学生 -> 澳新银行（开户）If student visa is Approved-in-principle (AIP), applicant will email completed ANZ AOF, copy of passport biopage/signature page and copy of AIP letter to:nzmigrantbanking@anz.com
New Zealand-based ANZ branch will open account within two working days and send welcome email to student.
Step 4. Student -> CITIC (funds remittance)第 4 步：学生 -> 中信银行（汇款）Student contacts CITIC to complete international TT payments to ANZ in New Zealand, and New Zealand education provider.
Note the different payment components are required for aged 17 and under, and aged 18 or above.
Step 5. Student -> ANZ第 5 步：学生 -> 澳新银行Student emails New Zealand-based ANZcontact (nzmigrantbanking@anz.com ) to confirm remittance made to their newly opened New Zealand account with the ANZ bank.学生向新西兰澳新银行联系人 (nzmigrantbanking@anz.com ) 发送电子邮件，确认已向其新开户的新西兰澳新银行账户汇款。
Step 6. ANZ -> INZ第 6 步：澳新银行 -> 新西兰移民局Following funds transfer from China to student’s new New Zealand-based account,ANZ email funds confirmation to INZ processing officer and sends a copy to the applicant.
Student visa is then issued and returned to student, pending receipt of all AIP documentation.
Step 7.Student -> ANZ (after arrival in New Zealand)第 7 步：学生 -> 澳新银行（抵达新西兰后）Following arrival in New Zealand, student presents original passport to ANZ and activates bank account.
An Automatic Payment (AP) is established, debit card is issued to student and other ANZ-related banking information provided.
抵达新西兰后，学生向澳新银行出示护照原件并激活银行账户、创建自动付款 (AP)、澳新银行会向学生发放借记卡以及提供与澳新银行相关的其他银行信息。Further informationFind answers to frequently asked questionsabout the China Student Visa Funds Transfer Scheme.